An important aspect of a safe operation is insurance, and when operating a commercial business that transports passengers, it is important that you know your transportation partner is in compliance with regulations and has the proper coverage for the operations they are conducting.

It is unsafe to operate a passenger vehicle that does not have insurance, or does not have the proper levels of insurance. Never be afraid to ask your transportation partner to review their coverage and verify with their insurer.

Drivergent is in full compliance with all State of Michigan commercial passenger insurance requirements.

In Michigan, Public Act 187 – “The Pupil Transportation Act” – regulates the equipment, maintenance, operation, and use of school buses and to prescribe the qualifications of school bus drivers.

In Michigan, Public Act 432 – “The Motor Bus Transportation Act” – regulates commercial for-hire passenger transportation vehicles with a seating capacity of 9 passengers or more, including the driver.

474.110 Liability insurance coverage:
Sec. 10. (1) An applicant shall acquire the following liability insurance coverage:

(b) For buses with a seating capacity of 16 or more passengers, including the driver, bodily injury and property damage liability insurance with a minimum combined single limit of $5,000,000.00 (5 million) for all persons injured or for property damage.

(c) Personal protection insurance and property protection insurance as required by chapter 31 of the insurance code of 1956, 1956 PA 218, MCL 500.3101 to 500.3179.

(2) A motor carrier shall maintain the insurance coverage described in subsection (1) as a condition of maintaining an authority issued under this act.

(4) Except as otherwise provided in this act, if a motor carrier cancels the insurance coverage required under this section for any reason or if the coverage level falls below the levels provided in subsection (1), the authority issued to that motor carrier is automatically revoked.